Drop down ButtonDrop down Button< ££ >Teaser Link Arrowco2
01902 457 001

MINI CAR INSURANCE.

MINI CAR INSURANCE.

Introducing MINI Flex Car Insurance. A brand new Defaqto five-star rated monthly car insurance policy designed by MINI Insurance Solutions. What’s more, for a limited time, when you purchase a new MINI your first three months’ cover are free. You will also enjoy the following core benefits, meaning you can get into the driving seat and on the road with peace of mind.

KEY BENEFITS.

- Guaranteed option of MINI Approved Bodyshop repair in the UK

- Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver

- Use of a courtesy car whilst your car is being repaired

- 24 hour UK recovery in the event of an accident

- Sole glass replacement or repair will not affect your No Claims Bonus

- Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU

- Replacement child car seats in the event of an accident

- Up to £1,000 cover for replacement vehicle keys and locks

- Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500

- Car contents and personal belongings cover up to £1,000

- Roof Box cover up to £750

 

KEY EXCLUSIONS.

- You must be aged between 21 and 85 years old

 - Minimum driver age of 30 Years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models

 - Only applicable when you buy a new MINI from a MINI Retailer in the UK

 - UK residents only

 - Have had no more than three at-fault claims in the past five years

 - Have a maximum of three minor driving convictions in the past five years and no major convictions

 - Some high performance and higher value vehicles may require a Thatcham approved tracking device Terms, conditions, exclusions and excesses apply

>> ACTIVATE YOUR COVER

>> VIEW POLICY WORDING

 

MINI ANNUAL CAR INSURANCE.

No one understands your MINI, like MINI.

Our Defaqto 5 star rated MINI Car Insurance is a fully comprehensive insurance policy designed for your MINI. It's not just any insurance policy but an investment in maintaining your MINI beyond the drive. Who’s In?

 

Key Benefits

- Guaranteed option of MINI Approved Bodyshop repair in the UK

- Use of a courtesy car whilst your car is being repaired

- Uninsured Driver Promise

- 24 hour UK recovery in the event of an accident

- Sole glass replacement or repair will not affect your No Claims Bonus

- Up to 90 days cover whilst driving your vehicle abroad within the EU

- Replacement child car seats in the event of an accident

Up to £1,000 cover for replacement vehicle keys and locks

- Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500

- Car contents and personal belongings cover up to £1,000

- Roof Box cover up to £750

 

Key exclusions.

- You must be able to pass an identity check at your address

- Some high performance and higher value vehicles may require a Thatcham approved tracking device

- UK residents only

- Maximum driver age of 85 years old

- Minimum driver age of 25 years old for any MINI John Cooper Works (JCW) model

Terms, conditions, exclusions and excesses apply.

>> GET YOUR QUOTE

>> VIEW POLICY WORDING

 

MINI 7 DAY COMPLIMENTARY APPROVED USED CAR INSURANCE.

Putting you in the driving seat.

Enjoy the thrill of driving your MINI instantly. MINI 7 Day Complimentary Approved Used Car Insurance is a comprehensive policy. Once you activate it, you are covered from the moment you collect your MINI for 7 days. What’s more, it offers you the following core benefits free of charge, meaning you can get into the driving seat and on the road with peace of mind.

 

Key Benefits.

- Guaranteed option of MINI Approved Bodyshop repair in the UK

- 24 hour UK recovery in the event of an accident

- Up to £1,000 cover for replacement vehicle keys and locks

 

Key exclusions.

-You must be able to pass an identity check at your address

-Some high performance and higher value vehicles may require a Thatcham approved tracking device

-Only applicable when you buy an Approved Used MINI from a MINI Retailer in the UK

-UK residents only

-Maximum driver age of 85 years old

-Minimum driver age of 25 years old for any MINI John Cooper Works (JCW) model

-Cover only for the use of the insured vehicle

Terms, conditions, exclusions and excesses apply.

>> ACTIVATE

>> VIEW POLICY WORDING

 

EXISTING CUSTOMER: VIEW YOUR ACCOUNT OR MAKE A CLAIM.

>> IF YOU PURCHASED YOUR MINI BEFORE 4 SEPTEMBER 2018 CLICK HERE.

>> IF YOU PURCHASED YOUR MINI AFTER 4 SEPTEMBER 2018 CLICK HERE.

 

Terms and Conditions – MINI Flex Car Insurance.

Please read the policy wording for full terms, conditions, exclusions and excesses. MINI Flex Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 25 Moorgate, London, England, EC2R 6AY, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Registered number 788062.

This insurance is underwritten by Highway Insurance Company Limited. Highway is a registered trade mark and Highway and Highway Insurance are trading styles of the Liverpool Victoria Group of Companies. LV= and Liverpool Victoria are registered trade marks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address for both companies: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333.

MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB and Wrisk Transfer Limited are not part of the same corporate group.

The three months of free cover is valid for new retail MINIs purchased from an approved MINI Centre in the UK, for MINIs registered from 01 December 2019 through 31 May 2020.

Terms and conditions – MINI Annual Car Insurance and MINI 7 Day Complimentary Approved Used Car Insurance.

Terms, conditions and exclusions apply. MINI Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England and Wales with company number 10657213 and its registered office is at 25 Moorgate, London, EC2R 6AY. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority (FCA) - reference number 788062. The FCA’s register can be checked for details of their permissions, history and contact details.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstraße 107, 80802 Munich. Registered with the commercial register of the local court of Munich under number: HRB 230378, UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ.

Great Lakes Insurance SE UK Branch is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority.

MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB and Wrisk Transfer Limited are not part of the same corporate group.